Our Services

 

There are many questions you face when it comes to looking at your finances.  You may have asked yourself many of these questions:


Loans and Mortgages

  • Does it make sense to re-finance my house?
  • What type of mortgage should I do?
  • Should I pay off my mortgage?

Investment Management

  • How are my investments doing?  Can I do better?
  • Am I invested properly for my goals and objectives?
  • What are the best investments based on the economy and the markets right now?
  • IRA, 401K, Roth, 529, ESA... so many choices, what is best for me?

Employee Benefits

  • Do I have too much money in one stock?
  • Should I save into my 401k at work, or fund a Roth IRA?
  • What should I do with my stock options at work?

Education Funding

  • How much should I save for my kid's education?
  • What is the best way to fund my kid's education - Roth, 529 Plan, or ESA?

Retirement

  • Am I on track to retire?  If so, when can I retire?
  • If I retire now, will I have enough so I don't run out of money?
  • How much income will I need after I retire?
  • What is the best way for me to set up a monthly retirement income?

Taxes and Estate Planning

  • How can I reduce my tax bill?
  • Why do I need a will or trust?
  • I received an inheritance; now what?
  • How can I ensure my beneficiaries will inherit my legacy and not Uncle Sam?
  • Do I have enough insurance to protect my family?  Do I have too much insurance?

Who has time to figure all this out?

I do.  

Answering these types of questions in relation to your personal situation is what I specialize in.

Royal Alliance does not offer tax, estate planning or mortgage services.